And current development of sharia banks in Indonesia was incredible, even more than 100% when compared to the beginning of the year 2000. Currently all existing banks in Indonesia, both national and international racing competitions to open Islamic bank as one business unit. Among these banks are Bank syariah mandiri, HSBC syariah and Standard Chartered Syariah, BNI syariah. With the development of Islamic banking, it is not impossible that the cause plowing mutual human resources. Because human resources qualified in this field are still scarce practically.

Reasons for the development of sharia-based banks because their profits were greater good for the banks and customers other than the risk of loss or bankruptcy faced by small, too. Even sharia bank profits in recent years greater compared with the benefits of conventional banks. Basically this sharia-based banks use the principle of fairness in business. Examples of new savings customers would get the interest or the results if the funds are used as working capital loans or by other customers, of course, after there is agreement from the owner of the funds. So also for those who borrow, both lenders and capital will be brought together to discuss the loan term and the results obtained for capital providers certainly facilitated by the bank. Which included the agreement that the profits and losses are borne along, meaning a loss if the borrower is not obligated to return the following capital results. However, if successful, the benefits are divided according to the agreement early.

Actually this sharia banking system more secure than the conventional banking system, especially for the State’s economy, because the benefit is greater than the disadvantages. Only this time more in the world controlled by the capitalists more interested in profits for himself and his group. Hopefully future Islamic system can be a reference and the handle for each economic activity in all countries.