This was revealed in the exposure read BI BI Deputy Governor Budi Sunayoko in front Rochadi House Commission XI in Jakarta. According to him, the current banking situation is strong enough views of key ratios. For example, capital adequacy ratio is still above 8% minimum provision. Meanwhile, in terms of core capital, until 11 October leaving banks do not meet the minimum capital provisions.  ”The number of commercial banks up to now reached 121. The amount is down from 124 banks in 2008. Approximately 106 of these banks have a CAR even greater than 12% as of October 2009. The number of banks there are 11 banks that still have a core capital under Rp100 billion, “said Budi.

Nevertheless, Budi optimistic that all banks will comply with minimum capital. We have several banks that had committed compliance, but the numbers fluctuate. “These numbers go up and down,” he said. BI Deputy Governor Muliaman D Hadad said the central bank will continue to run a minimum capital provisions. Banks that do not comply with the provisions of capital will be limited operationally. This low capital banks must reduce the area of operations according to the capability of their capital. “Actually there is nothing new.’ll No restriction of business activities. So, who have branches in many provinces have gradually cut back and determined in one province,” explained Muliaman.

He added, with a capital today BTN diposisi USD 3.4 trillion and with the addition of this IPO of Rp 2 trillion of capital then we will reach USD 5 trilin more.  ”So we have the leverage to credit up to Rp 60 trillion,” he explained. Year 2010 company credit growth target of 20 percent. Saut said BTN record high credit growth in the last one 3 years.

“The position BTN experienced an average growth of 33.1%,” he said.  During the year 2009, BTN has granted a new credit for the composition of 66.09% with housing loans for 66.09% and non-housing credit for a total of 33.01% so that the position of credits as of September 2009 reached Rp 36.32 trillion or grew by 26, 75% (yoy).  From the Non-Performing Loan (NPL) gross red plates bank until September of 2009 was 4.05% or diposisi up from the same period in 2008 of 3.20%.