Financial Perfection
Posted by dian eko | Filed under business reviews
financial independence is a condition that gives a sense of security from financial problems. Higher levels of financial independence is financial perfection.
At least, there are four steps that must be passed to the top of financial independence. First, let the logic of the influence of feelings when making decisions in the financial sector. Second, have a greater income than the most basic expenses. Third, the ability of financial planning and implementation. Fourth, freedom from financial need to pay to live in when no longer productive. Are the four steps are successfully achieved, would provide a sense of happiness? Not necessarily. New financial independence than the conditions that give a sense of security from financial problems. While the feeling of happiness, life satisfaction, not simply a matter of money. However, the pattern of money management itself is an impact also on a sense of satisfaction in life. The most basic meaning of money is as a medium of exchange, for then one is able to meet their needs. Money and property is a lot of financial goals to achieve life goals. And, it can be achieved by anyone. However, many people forget how the process of achieving it. Good results should be achieved on the basis of a good process. In summary, financial independence would only stop at this stage if the process of achieving self-sufficiency was not done with the rules should be. That is, if the process towards financial independence was not done in a way which makes sense of security, financial independence likely it will be artificial. Not essential.
Let alone to reach the stage of financial perfection, even though maintaining financial independence will be a big problem. It’s like the saying goes, “From zero back to zero”. When young, a person works hard in every way to make money, but after the old, the property acquired will be used to settle out any problems that were made when looking for treasures. If things like this, which achieved financial independence is a false truth. Because financial independence is when the money was not needed anymore, until the end of life. Not just a moment condition.
So, how to achieve financial excellence? Not difficult. Only two principles. First, the process towards financial independence should be done in a way and the proper rules. Call on the first rung, in terms of putting the logic of the above feelings. This is an ongoing process. In all matters concerning finance, do not ever mix aspects of feelings in decision making. So also on the second rung, do not ever think or feel is not enough that spending be greater than revenue. However small current income, must be addressed with sufficient significance. That want to increase revenue is a must. However, the delta increases in revenue should be greater than the increase in expenditure. Apart from that, the most important is the procedure that increases in revenue. Do with financial planning with the norms. Not because I wanted to get a Mercedes S-Class, and “prostituting” the principles or rules of etiquette rape live. The same is true in investing. Do not use the “vehicle” speculative investments to increase wealth because the results would be artificial. The second principle is the meaning of money itself. Like what? Money is simply a means to provide benefits. Goal seeking more money is not for the money, but how that money could give added value in the life of the owner of money, family, relatives, other people, and whoever widely. So, if money has not been given the comfort of life, there is a mistake in interpreting the role of money. And, that’s a mistake to be corrected. For example, by redefining how should I look for money. Within 24 hours a day, life is not just for the money, but there are things and other activities to do in order not to become “slaves” of money. Furthermore, after the money earned, intended to be clear. Without a clear designation, meaning the existence of money to be lost. In conclusion, if you want to feel “more vibrant life”, not just financial goals at this stage of achieving financial independence, but also to financial excellence, where cash benefits for the owner and others. Good luck.
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